Auto Insurance Myths That Could Cost You After a Crash

Auto insurance can be confusing and expensive when misinformation gets in the way. From misunderstood rate factors to overlooked coverage gaps, understanding the facts can help you make smarter decisions before and after a collision.

Common insurance myths versus the facts:

• Myth: Red cars cost more to insure.
  Fact:Vehicle color doesn’t impact your premium. Insurers look at your driving record, car model and where you live.
• Myth: Modifications don’t need to be reported.
  Fact:Failing to disclose aftermarket upgrades like custom rims or performance parts can void parts of your coverage.
• Myth: Your credit score doesn’t affect your premium.
  Fact:Many insurers use credit-based insurance scores to help determine rates. Better credit often means lower costs.

Learn more by visiting: Insurance Information Institute, AAA – Auto Insurance Myths, Nationwide – Auto Insurance Myths, Progressive Aftermarket Parts and Insurance

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